INSURANCE PLANNING
Protect the people and things that matter most
Life doesn’t always follow the plan. Insurance planning can help make sure you and the people who depend on you have financial protection in place if circumstances unexpectedly change.
A financial back-up plan for when life changes
Insurance planning is about understanding the financial risks you and your family could face and deciding what protection may be appropriate.
MG Shaw can review what you already have, identify possible gaps and explain the options available in clear language.
WHAT MATTERS TO YOU
Protection starts with understanding what could be affected
Your Family
Consider how the people who depend on you financially could manage if you were no longer there to provide for them.
Your Income
Think about how household bills and everyday costs could be covered if illness or injury stopped you from working.
Your Home
Consider how mortgage payments and other major commitments could be managed if household income changed unexpectedly.
Your Financial Plans
Protection can help reduce the risk that an unexpected event changes the plans you've worked towards.
HOW WE CAN HELP
Understand what protection you have and what you may need
Review existing cover
Understand what you already have
We can review existing policies and help you understand what protection is already in place.
Identify possible gaps
See where you may be exposed
Your current arrangements can be considered alongside your income, commitments and family circumstances.
Understand your options
Make sense of different types of cover
Insurance can become confusing quickly. MG Shaw can explain the available options and what they are designed to protect against.
Consider the amount
How much cover might be appropriate?
The amount of protection required depends on your circumstances, commitments and the people who rely on you financially.
Compare suitable policies
Find cover that fits your needs
Where new cover is appropriate, MG Shaw can research suitable options and explain its recommendations.
Keep things current
Review cover as life changes
Your family, income, mortgage and other circumstances may change over time, so your protection needs can change too.
HOW INSURANCE PLANNING WORKS
From understanding the risk to putting protection in place
Understand your circumstances
We start by discussing your finances, family, commitments and what you would want to protect.
Review existing protection
We look at policies you already have and consider where there may be gaps.
Consider suitable cover
Where changes are appropriate, MG Shaw explains its recommendations and the amount and type of cover being considered.
Review as circumstances change
Your insurance plan can be revisited as your family, finances and priorities change.
Having cover doesn't always mean having the right cover
You may already have insurance through work, policies taken out in the past or cover linked to other financial arrangements.
Reviewing those policies can help you understand what they cover, whether they still reflect your circumstances and whether there are areas worth discussing.
WHY CHOOSE US
Advice you can understand. People you can trust.
Financial planning does not need to feel complicated. We take the time to understand where you are, where you want to be and explain your options clearly.
Independent
We can advise across your finances and consider products from across the market to find options that fit your needs.
Bespoke
Your circumstances, goals and priorities come first. We take the time to understand what matters to you before making recommendations.
Value
Our advice aims to help you make informed financial decisions while giving you greater confidence about your future.
Integrity
Recommendations are made with your best interests at the heart of the advice we provide.
Trusted by our clients
LET'S TALK
Ready to take the next step?
Book a free, no-obligation initial consultation and let’s talk about your goals and how we can help.