INVESTMENT PLANNING
Invest with a clearer sense of where you're going
Investment planning starts with understanding what you want your money to help you achieve, how long you have and how much investment risk you are comfortable taking.
Your investments should start with your goals
Investment planning is not simply about choosing funds or chasing the highest return. It starts with understanding why you’re investing, when you may need the money and the level of investment risk that feels appropriate for you.
From there, your investments can be considered alongside your wider financial position rather than viewed in isolation.
WHAT SHAPES YOUR PLAN?
Four things worth considering before you invest
Your Goals
What do you want the money to help you achieve? Your goal gives the investment plan a purpose.
Your Timeframe
Investing for something several years away may require a different approach from money you expect to need sooner.
Your Risk
The level of investment risk you are comfortable with and able to take is an important part of deciding what may be appropriate.
Your Wider Finances
Your investments should be considered alongside your savings, pensions, income and other financial arrangements.
HOW WE CAN HELP
Understand what you have and where it fits
Review existing investments
Bring your current investments together so you can get a clearer picture of what you hold and how they fit into your wider finances.
Understand what you're paying
Investment charges can be difficult to compare. MG Shaw can help you understand the costs attached to your existing arrangements.
Understand your investment risk
Consider the level of risk within your current investments and whether it reflects your circumstances, goals and attitude towards investment risk.
Consider diversification
Look at how your investments are spread across different areas rather than relying too heavily on one part of the market.
Build around your goals
Where changes are appropriate, recommendations can be considered in the context of what you are investing for and when you expect to need the money.
Review things over time
Your circumstances and goals can change, so regular reviews can help make sure your investment arrangements continue to reflect your position.
HOW INVESTMENT PLANNING WORKS
From understanding your goals to reviewing your plan
Understand your goals
We start by discussing what you want to achieve, your current financial position and your attitude towards investment risk.
Review what you already have
Where you already hold investments, MG Shaw can review the existing arrangements, including relevant costs and characteristics.
Consider the options
Where recommendations are appropriate, MG Shaw explains what is being suggested and how it relates to your circumstances and goals.
Keep your plan under review
Regular meetings allow your investment plan to be reconsidered as your circumstances and financial goals change.
WHY CHOOSE US
Advice you can understand. People you can trust.
Financial planning does not need to feel complicated. We take the time to understand where you are, where you want to be and explain your options clearly.
Independent
We can advise across your finances and consider products from across the market to find options that fit your needs.
Bespoke
Your circumstances, goals and priorities come first. We take the time to understand what matters to you before making recommendations.
Value
Our advice aims to help you make informed financial decisions while giving you greater confidence about your future.
Integrity
Recommendations are made with your best interests at the heart of the advice we provide.
Trusted by our clients
LET'S TALK
Ready to take the next step?
Book a free, no-obligation initial consultation and let’s talk about your goals and how we can help.
The value of investments can go down as well as up and you may get back less than the amount invested.